Free calculator
Emergency Fund Calculator
Find out how big your safety net should be, and how long it will take to build it.
Target cushion
Your 3-month target
$0
0% of the way there
Still to save
$0
Time to reach it
Done!
3-month fund: $0
6-month fund: $0
A general guide, not personalized advice. Most people aim for 3 to 6 months of essential expenses, more if your income is irregular.
How much should you save?
A good emergency fund covers 3 to 6 months of your essential expenses, the costs you would still have to pay if your income stopped. Lean toward 6 months if your income is irregular or you support a family on one salary.
For the full step-by-step, read How to Build an Emergency Fund.
The Wealth Theory Newsletter
Money tips worth reading
Join thousands of readers getting practical finance advice every week. No spam, unsubscribe anytime.