Budget Calculator

Budget Calculator (50/30/20)

See how to split your income across needs, wants, and savings.

Monthly after-tax income

Currency

Needs50%

-

Rent or mortgage, utilities, groceries, transport, insurance, minimum debt payments.

Wants30%

-

Eating out, subscriptions, shopping, hobbies, travel, entertainment.

Savings & Debt20%

-

Emergency fund, retirement, investments, and extra debt payments.

Needs %

Wants %

Savings %

Total: 100%

This is a general guide, not personalized financial advice. The 50/30/20 split is a starting point, adjust it to fit your real situation.